{"id":573,"date":"2026-04-03T10:02:39","date_gmt":"2026-04-03T10:02:39","guid":{"rendered":"https:\/\/gincredit.md\/?page_id=573"},"modified":"2026-04-07T09:35:36","modified_gmt":"2026-04-07T09:35:36","slug":"regulament-privind-cadrul-de-administrare-activitatii","status":"publish","type":"page","link":"https:\/\/gincredit.md\/ru\/regulament-privind-cadrul-de-administrare-activitatii\/","title":{"rendered":"Regulament Privind Cadrul De Administrare Activitatii"},"content":{"rendered":"

<\/p>\n

REGULAMENT PRIVIND CADRUL<\/b><\/strong>\u00a0<\/b><\/strong>DE ADMINIST<\/b><\/strong>RARE A ACTIVIT\u0102\u0162II<\/b><\/strong>\u00a0<\/b><\/strong>OCN \u201dAXIOMA CREDIT\u201d SRL<\/b><\/strong><\/p>\n

 <\/p>\n

DISPOZI\u021aII GENERALE<\/b><\/strong><\/p>\n

    \n
  1. \u00a0Regulamentul \u00a0privindcadrulde\u00a0administrare\u00a0a\u00a0activit\u0103\u021bii\u00a0OCN\u201dAXIOMA\u00a0CREDIT\u201dSRL\u00a0este\u00a0elaborat \u00een conformitate cu prevederile:<\/li>\n<\/ol>\n

    Legii\u00a0Republicii\u00a0Moldova\u00a0Nr.1 din\u00a016.03.2018 cu privire\u00a0la organiza\u021biile de\u00a0creditare\u00a0nebancar\u0103;<\/p>\n

    Legii\u00a0Republicii\u00a0Moldova\u00a0Nr.135-XVI din\u00a014.06.2007\u00a0privind Societ\u0103\u021bile cu r\u0103spundere limitat\u0103;<\/p>\n

    Legii Republicii Moldova Nr.845-XII din 03.01.1992 cu privire la antreprenoriat \u015fi \u00eentreprindere;<\/p>\n

    Legii\u00a0nr. 202\/2013 privind contractele de credit\u00a0pentru\u00a0consumatori;<\/p>\n

    actele\u00a0normative\u00a0ale\u00a0autorit\u0103\u021bii\u00a0de supraveghere\u00a0privind\u00a0administrarea\u00a0riscurilor,\u00a0controlul\u00a0intern\u00a0\u0219i\u00a0creditarea responsabil\u0103\u00a0, alte acte normative\u00a0aplicabile.<\/p>\n

      \n
    1. Prezentul \u00a0Regulament \u00a0con\u021bine \u00a0prevederi \u00a0carese \u00a0refer\u0103 \u00a0la \u00a0aspecte \u00a0ce\u00a0\u021bin \u00a0de \u00a0atribu\u021biile\u00a0\u015fi\u00a0responsabilit\u0103\u021bile\u00a0organelor\u00a0de\u00a0conducere,\u00a0inclusiv\u00a0de\u00a0elaborare\u00a0\u015fi\u00a0aprobare\u00a0a\u00a0politicilor,\u00a0precum\u00a0\u015fi\u00a0la\u00a0administrarea riscurilor \u015fi continuitatea activit\u0103\u021bii.<\/li>\n<\/ol>\n

       <\/p>\n

      ORGANELE DE CONDUCERE A SOCIET\u0102\u0162II. ATRIBU<\/b><\/strong>\u0162II \u015eI RESPONSABILIT\u0102\u0162I.<\/b><\/strong><\/p>\n

        \n
      1. Societatea are o structur\u0103 intern\u0103 organizatoric\u0103 \u015fi opera\u021bional\u0103 adecvat\u0103 activit\u0103\u021bii desf\u0103\u0219urate\u015fi transparent\u0103, care s\u0103\u00a0promoveze administrarea eficient\u0103 a\u00a0Societ\u0103\u021bii.<\/li>\n
      2. \u00censcopul\u00a0asigur\u0103rii\u00a0desf\u0103\u0219ur\u0103rii\u00a0cu\u00a0succes\u00a0a\u00a0activit\u0103\u021bii\u00a0Societ\u0103\u021bii\u00a0structura\u00a0intern\u0103\u00a0presupune\u00a0existen\u021ba\u00a0urm\u0103toarelor organe de conducere:<\/li>\n<\/ol>\n

        —\u00a0\u00a0\u00a0Adunarea general\u0103 (Decizia asociatului\u00a0unic)<\/p>\n

        —\u00a0\u00a0\u00a0Administratorul (organ executiv)<\/p>\n

        — \u00a0\u00a0\u00a0Cenzorul (organ de control)<\/p>\n

          \n
        1. Societateadesemneaz\u0103\u00a0\u00a0o\u00a0\u00a0persoan\u0103\u00a0\u00a0responsabil\u0103\u00a0\u00a0de\u00a0\u00a0conformitate,\u00a0\u00a0care\u00a0\u00a0monitorizeaz\u0103\u00a0respectarea cadrului normativ aplicabil \u0219i raporteaz\u0103 Administratorului \u0219i Asociatului.<\/li>\n<\/ol>\n

           <\/p>\n

          ADUNAREA GENERAL\u0102 (DECIZIA ASOCIATULUI UNIC).<\/b><\/strong><\/p>\n

            \n
          1. \u00a0De competen\u021baexclusiv\u0103 a adun\u0103rii generale a asocia\u021bilor \u021bin:<\/li>\n<\/ol>\n

            a) modificarea \u015fi completarea statutului, inclusiv adoptarealui \u00eentr-o nou\u0103redac\u021bie;<\/p>\n

            b) modificarea cuantumului capitalului social;<\/p>\n

            c) aprobarea rezultatelor evalu\u0103rii aportului \u00een natur\u0103 \u00een capitalul social;<\/p>\n

            d) desemnarea cenzorului, eliberarea \u00eenainte de termen a acestuia;<\/p>\n

            e) urm\u0103rirea pe calejudiciar\u0103 a cenzorului pentruprejudiciile cauzate societ\u0103\u021bii;<\/p>\n

            f) aprobarea rapoartelor cenzorului sau a avizelor auditorului independent;<\/p>\n

            g) aprobarea bilan\u021bului contabil anual;<\/p>\n

            h) adoptarea hot\u0103r\u00e2rii privind repartizarea profitului net;<\/p>\n

            i) adoptarea hot\u0103r\u00e2rii privind reorganizarea societ\u0103\u0163ii \u015fi aprobareaplanului dereorganizare;<\/p>\n

            j) adoptarea \u00a0hot\u0103r\u00e2rii \u00a0de \u00a0lichidare \u00a0a \u00a0societ\u0103\u021bii, \u00a0numirea \u00a0lichidatorului \u00a0\u015fi \u00a0aprobarea \u00a0bilan\u021bului \u00a0delichidare;<\/p>\n

            k) aprobarea m\u0103rimii \u015fi modului de formare afondurilor societ\u0103\u021bii;<\/p>\n

            l) aprobarea m\u0103rimii \u015fi a modului de achitare a remunera\u021biei cenzorului;<\/p>\n

            m) aprobarea \u00eenprealabil a \u00eencheierii contractelor prin care societatea transmite proprietatea sau cedeaz\u0103 cu titlu gratuit, drepturi unor ter\u021bi;<\/p>\n

            n) \u00eenfiin\u021bareafilialelor \u015fi reprezentantelor societ\u0103\u021bii;<\/p>\n

            o) aprobarea fond\u0103rii altor persoanejuridice;<\/p>\n

            p) aprobarea particip\u0103rii \u00een calitate de cofondator al altor persoanejuridice;<\/p>\n

            q) desemnarea \u0219i eliberarea \u00eenainte de termen a administratorului;<\/p>\n

            r) aprobarea d\u0103riide seam\u0103 anuale \u0219i evaluarea activit\u0103\u021bii administratorului;<\/p>\n

            s) urm\u0103rirea pe calejudiciar\u0103 a administratoruluipentru prejudiciile cauzate societ\u0103\u021bii;<\/p>\n

            t) aprobarea m\u0103rimii \u0219i modului de achitare a remunera\u021biei administratorului;<\/p>\n

            u) aprobarea planului de afaceri al societ\u0103\u021bii<\/p>\n

             <\/p>\n

            ADMINISTRATORUL<\/b><\/strong><\/p>\n

              \n
            1. \u00a0Administratorul \u00a0reprezint\u0103interesele \u00a0Asociatuluiunic\u00a0\u00a0\u015fi\u00a0\u00a0\u00een\u00a0\u00a0limitele\u00a0\u00a0atribu\u021biilor\u00a0\u00a0sale,\u00a0\u00a0exercit\u0103\u00a0conducerea \u015fi controlul asupra activit\u0103\u021bii\u00a0societ\u0103\u021bii.<\/li>\n
            2. \u00a0Administratorul se desemneaz\u0103 de c\u0103tre fondator\/asociatul unic.<\/li>\n
            3. \u00a0Administrator \u00a0poate \u00a0finumai \u00a0o \u00a0persoana \u00a0fizic\u0103 \u00a0major\u0103, \u00a0cu \u00a0capacitatea \u00a0deplin\u0103 \u00a0de \u00a0exerci\u021biu.Administrator nu pot fi persoane c\u0103rora prin\u00a0lege\u00a0sau\u00a0hot\u0103r\u00e2re\u00a0judec\u0103toreasc\u0103,\u00a0le\u00a0este\u00a0interzis\u0103\u00a0de\u021binerea func\u021biei de administrator sau a unei alte func\u021bii care acord\u0103 dreptul\u00a0de\u00a0dispozi\u021bie\u00a0asupra<\/li>\n<\/ol>\n

              bunurilor\u00a0materiale,\u00a0precum\u00a0\u015fi\u00a0persoane\u00a0cu\u00a0antecedente\u00a0penale\u00a0nestinse\u00a0pentru\u00a0infrac\u021biuni\u00a0contra\u00a0patrimoniului, \u00a0infrac\u021biunii\u00a0economice, \u00a0infrac\u021biunii \u00a0s\u0103v\u00e2r\u0219ite\u00a0de \u00a0persoane \u00a0cu\u00a0func\u021bii\u00a0de \u00a0r\u0103spundere \u00a0sau\u00a0de\u00a0persoane care gestioneaz\u0103 organiza\u021bii comerciale.<\/p>\n

              10. Administratorul este<\/b><\/strong>\u00a0<\/b><\/strong>\u00een drept:<\/b><\/strong><\/p>\n

              v) S\u0103 \u00a0efectueze \u00a0actele \u00a0de \u00a0gestiune \u00a0a societ\u0103\u021bii,\u00a0\u00a0necesare\u00a0\u00a0atingerii\u00a0\u00a0scopurilor\u00a0\u00a0prev\u0103zute\u00a0\u00a0\u00een statutul organiza\u021biei \u015fi \u00een Deciziile asociatului unic;<\/p>\n

              w) S\u0103 reprezinte f\u0103r\u0103 procur\u0103 societatea \u00een raporturile cu organele statului, cu ter\u021bi \u015fi \u00een instan\u021bele de judecat\u0103;<\/p>\n

              x) S\u0103 elibereze altor persoane mandat pentru s\u0103v\u00e2r\u0219irea unor anumite acte juridice;<\/p>\n

              y) S\u0103 aprobe planul de afaceri ale societ\u0103\u021bii;<\/p>\n

              z) S\u0103 \u00a0\u00a0\u00a0\u00a0aprobe \u00a0\u00a0\u00a0\u00a0regulamente \u00a0\u00a0\u00a0\u00a0interne, \u00a0\u00a0\u00a0\u00a0\u00a0cu \u00a0\u00a0\u00a0\u00a0excep\u021bia celor \u00a0\u00a0\u00a0\u00a0ce \u00a0\u00a0\u00a0\u00a0\u021bin \u00a0\u00a0\u00a0\u00a0de \u00a0\u00a0\u00a0\u00a0competen\u021ba fondatorului\/asociatului unic;<\/p>\n

              aa) S\u0103 aprobe procedurile de acordare a \u00eemprumuturilor, modelele de contract privind acordarea \u00eemprumuturilor;<\/p>\n

              bb) S\u0103 desemneze \u0219i sa elibereze din func\u021bie angaja\u021bii societ\u0103\u021bii;<\/p>\n

              cc) S\u0103 emit\u0103 ordine \u0219i\/sau dispozi\u021bii cu privire la buna desf\u0103\u0219urare a activit\u0103\u021bii \u00eentreprinderii;<\/p>\n

              dd) S\u0103 exercite atribu\u021biile stabilite \u00een fi\u0219a postului;<\/p>\n

              ee) S\u0103 exercite alte \u00eemputerniciri atribuite de fondator\/asociat unic.<\/p>\n

              11.Administratorul este obligat:<\/b><\/strong><\/p>\n

              ff) S\u0103 gestioneze societatea astfel \u00eenc\u00e2t scopurile, pentru care aceasta a fost constituit\u0103, s\u0103 fie realizate c\u00e2t mai eficient;<\/p>\n

              gg) S\u0103 execute deciziile asociatului unic;<\/p>\n

              hh) S\u0103 ia parte la adun\u0103rile generale a asocia\u021bilor;<\/p>\n

              ii) Sa asigure \u021binerea contabilit\u0103\u021bii societ\u0103\u0163ii, precum \u015fi a registrelor societ\u0103\u0163ii \u015fi sa informeze asocia\u021bii cu privire la starea de lucruri \u015fi la gestiunea societ\u0103\u0163ii;<\/p>\n

              jj) S\u0103 dea dovad\u0103 de diligen\u021b\u0103 \u015fi loialitate \u00een exercitarea atribu\u021biilor sale;<\/p>\n

              kk) S\u0103 convoace adunarea general\u0103 a asocia\u021bilor dac\u0103 valoarea activelor nete ale societ\u0103\u0163ii a devenit mai mic\u0103 dec\u00e2t capitalul ei social;<\/p>\n

              ll) \u00cen \u00a0cazul \u00a0apari\u021biei \u00a0indicilor \u00a0de \u00a0insolvabilitate, s\u0103 \u00a0depun\u0103 imediat,\u00a0\u00a0dar\u00a0\u00a0nu\u00a0\u00a0mai \u00a0t\u00e2rziu\u00a0\u00a0dec\u00e2t expirarea \u00a0unei \u00a0luni, \u00a0cerere \u00a0introductiv\u0103 \u00a0de \u00a0intentare \u00a0a\u00a0\u00a0procesului\u00a0\u00a0de\u00a0\u00a0insolvabilitate,\u00a0\u00a0dac\u0103 asocia\u021bii nu vor acoperi pierderile;<\/p>\n

              mm) S\u0103 respecte limitele \u00eemputernicirilor stabilite de c\u0103tre fondator\/asociatul<\/p>\n

              12. Administratorul \u00eentocme\u0219te anual un raport privind activitatea societ\u0103\u0163ii, actul de inventariere a bunurilor \u00a0societ\u0103\u0163ii \u00a0\u015fi\u00a0\u00a0alte\u00a0\u00a0documente,\u00a0\u00a0care \u00a0\u00a0urmeaz\u0103 \u00a0a\u00a0\u00a0fi \u00a0\u00a0prezentate \u00a0adun\u0103rii\u00a0\u00a0generale. Administratorul poate fi obligat s\u0103 prezinte d\u0103ri de seam\u0103 periodice.<\/p>\n

              13. Administratorul societ\u0103\u0163ii poart\u0103 r\u0103spundere material\u0103 deplin\u0103 pentru prejudiciile cauzate de el societ\u0103\u0163ii.<\/p>\n

              14. Organigrama OCN \u201dAXIOMA CREDIT\u201d SRL poate fi vizualizat\u0103 \u00een anexa 1.<\/p>\n

               <\/p>\n

              CENZORUL<\/b><\/strong><\/p>\n

                \n
              1. Pentru \u00a0exercitarea \u00a0controlului \u00a0asupra gestiunii\u00a0\u00a0Societ\u0103\u0163ii\u00a0\u00a0\u015fi\u00a0\u00a0ac\u021biunilor\u00a0\u00a0administratorului\u00a0\u00a0se<\/li>\n<\/ol>\n

                desemneaz\u0103 un\u00a0cenzor pentru o perioad\u0103 de 3 ani.<\/p>\n

                  \n
                1. Nu pot <\/b><\/strong><\/b>fi<\/b><\/strong>\u00a0<\/b><\/strong>cenzori:<\/b><\/strong><\/li>\n<\/ol>\n

                  nn) administratorul \u015fi membrii consiliului societ\u0103\u0163ii;<\/p>\n

                  oo) rudele sau afinii p\u00e2n\u0103 la gradul al IV-lea inclusiv ori so\u021bul administratorului;<\/p>\n

                  pp) persoanele \u00a0care \u00a0primesc \u00a0de la \u00a0societate sau\u00a0\u00a0de\u00a0\u00a0la\u00a0\u00a0administrator salariu\u00a0\u00a0sau\u00a0\u00a0o\u00a0\u00a0alt\u0103 remunera\u021bie pentru o alt\u0103 func\u0163ie dec\u00e2t func\u0163ia de cenzor;<\/p>\n

                  qq) \u00a0\u00a0\u00a0persoanele indicate la p.7.<\/p>\n

                    \n
                  1. Cenzorul exercit\u0103 \u00a0periodic \u00a0controlul gestiunii Societ\u0103\u0163ii din \u00a0proprie \u00a0ini\u0163iativ\u0103 sau \u00a0la \u00a0cererea asociatului. Cenzorul este obligat s\u0103 controleze activitatea economico-financiar\u0103 a Societ\u0103\u0163ii dup\u0103 \u00eencheierea exerci\u021biului financiar, verific\u00e2nd rapoartele financiare \u015fi efectu\u00e2nd inventarierea bunurilor Societ\u0103\u0163ii, exercit\u00e2nd totodat\u0103 alte ac\u0163iuni necesare evalu\u0103rii obiective a gestiunii Societ\u0103\u0163ii.<\/li>\n
                  2. Cenzorul \u00eentocme\u0219te raport asupra fiec\u0103rui control efectuat. Raportul cenzorului se prezint\u0103 asociatului.<\/li>\n
                  3. Cenzorul este obligat s\u0103 comunice asociatului fapte care contravin legii sau statutului Societ\u0103\u021bii \u0219i care au cauzat sau pot cauza prejudicii Societ\u0103\u0163ii.<\/li>\n<\/ol>\n

                    20.Administratorul \u00a0este \u00a0obligat \u00a0s\u0103 \u00a0pun\u0103 \u00a0la \u00a0dispozi\u021bia \u00a0cenzorului \u00a0toate \u00a0documentele\u00a0\u00a0necesare\u00a0efectu\u0103rii controlului.<\/p>\n

                      \n
                    1. Cenzorul r\u0103spunde pentru prejudiciile cauzate Societ\u0103\u0163ii sau asociatului prin neexecutarea sau executarea inadecvat\u0103 a obliga\u0163iilor ce \u00eei revin. Cenzorul r\u0103spunde \u00een decurs de 3 ani de la data \u00eentocmirii actului de control prin care Societ\u0103\u0163ii i-au fost cauzate prejudicii.<\/li>\n<\/ol>\n

                       <\/p>\n

                      ADMINISTRAREA RISCURILOR \u0218I ASIGURAREA<\/b><\/strong>\u00a0ACTIVIT\u0102\u021aII<\/b><\/strong><\/p>\n

                      22.\u00a0 Administratorul trebuie s\u0103 dezvolte, s\u0103 adopte, s\u0103 adere \u015fi s\u0103 promoveze standarde etice \u015fi profesionale care s\u0103 aib\u0103 drept scop reducerea riscurilor la care este expus\u0103 Societatea, \u00een special riscurile opera\u021bionale \u015fi reputa\u021biunile, riscurile de credit, de lichiditate \u0219i conformitate care pot avea un impact negativ considerabil asupra rentabilit\u0103\u021bii \u015fi sustenabilit\u0103\u021bii Societ\u0103\u021bii, prin amenzi, costuri de litigii, restric\u021bii impuse de autorit\u0103\u021bile competente \u015fi sanc\u021biuni penale, precum \u015fi pierderea imaginii \u015fi a \u00eencrederii consumatorilor.<\/p>\n

                        \n
                      1. Societatea trebuie s\u0103 monitorizeze respectarea acestor politici \u015fi s\u0103 asigure responsabilizarea personalului, prin instruiri periodice \u015fi s\u0103 stabileasc\u0103 un mecanism de solu\u021bionare a problemelor de neconformitate. Rezultatele trebuie raportate periodic Asociatului.<\/li>\n<\/ol>\n

                        24. Societatea trebuie sa-\u0219i dezvolte capacitatea de a genera venituri pe o perioad\u0103 anticipativ\u0103 conform planurilor strategice, pe baza performan\u021bei financiare previzionate, precum \u015fi pe baza nivelului de risc al strategiei de afaceri \u015fi a probabilit\u0103\u021bi de succes aferente.<\/p>\n

                          \n
                        1. Societatea elaboreaz\u0103 \u0219i men\u021bine un Plan de continuitate a activit\u0103\u021bii, care include m\u0103suri pentru situa\u021bii excep\u021bionale, \u00eentreruperi opera\u021bionale, riscuri IT \u0219i indisponibilitatea personalului-cheie.<\/li>\n<\/ol>\n

                          26. Administratorul este responsabil de stabilirea, aprobarea \u015fi supravegherea punerii \u00een aplicare \u015fi men\u021binerii unor politici eficiente pentru identificarea, evaluarea, gestionarea \u015fi atenuarea sau prevenirea conflictelor actuale \u015fi poten\u021biale \u00eentre interesele Societ\u0103\u021bii \u015fi interesele private ale \u00a0\u00a0personalului, \u00a0\u00a0ale\u00a0\u00a0\u00a0Asociatului, \u00a0\u00a0\u00a0care\u00a0\u00a0\u00a0ar \u00a0\u00a0\u00a0putea \u00a0\u00a0afecta \u00a0\u00a0\u00eendeplinirea \u00a0\u00a0\u00a0sarcinilor \u00a0\u00a0\u015fi responsabilit\u0103\u021bile acestora.<\/p>\n

                            \n
                          1. Persoanele cu func\u021bii de conducere \u0219i angaja\u021bii suntobliga\u021bi s\u0103\u00a0declare \u00een\u00a0scris\u00a0orice\u00a0conflict\u00a0de\u00a0interese.\u00a0\u00cen\u00a0cazul\u00a0existen\u021bei\u00a0unui\u00a0conflict,\u00a0persoana\u00a0respectiv\u0103\u00a0nu\u00a0particip\u0103\u00a0la\u00a0luarea\u00a0deciziei.<\/li>\n<\/ol>\n

                            28. Administratorul trebuie s\u0103 asigure controlul intern privind gestionarea eficient\u0103 a Societ\u0103\u021bii, s\u0103 urm\u0103reasc\u0103 ca desf\u0103\u0219urarea activit\u0103\u021bilor financiare s\u0103 decurg\u0103 \u00eentr-un mod sigur \u015fi prudent, s\u0103 fie \u00een conformitate cu prevederile legisla\u021biei.<\/p>\n

                              \n
                            1. Obiectivele \u00a0controlului \u00a0intern \u00a0sunt: identificarea,\u00a0\u00a0monitorizarea \u00a0adecvat\u0103\u00a0\u00a0\u015fi\u00a0\u00a0minimizarea riscurilor aferente activit\u0103\u021bilor financiare desf\u0103\u0219urate, exercitarea controlului asupra respect\u0103rii de c\u0103tre Societate a legisla\u021biei, asigurarea securit\u0103\u021bii informa\u021biei, transparen\u021bei structurii de proprietate \u015fi de control asupra AXIOMA CREDIT, solu\u021bion\u0103rii conflictelor de interese, asigurarea unui nivel necesar de securitate care ar corespunde naturii, caracterului \u015fi volumului tranzac\u021biilor efectuate.<\/li>\n<\/ol>\n

                              30. Administratorul asigur\u0103 prezentarea la timp a raport\u0103rilor c\u0103tre autoritatea de supraveghere \u0219i cooperarea deplin\u0103 \u00een cadrul controalelor efectuate.<\/p>\n

                               <\/p>\n

                              Aprobat<\/strong>\u00a0<\/strong>de<\/strong>\u00a0<\/strong>c\u0103tre<\/strong>\u00a0<\/strong>Administrator<\/strong>\u00a0<\/strong>Ilie<\/strong>\u00a0<\/strong>JECICOV<\/strong>\u00a0<\/strong>la<\/strong>\u00a0<\/strong>30.01.2025<\/strong><\/p>","protected":false},"excerpt":{"rendered":"

                              REGULAMENT PRIVIND CADRUL\u00a0DE ADMINISTRARE A ACTIVIT\u0102\u0162II\u00a0OCN \u201dAXIOMA CREDIT\u201d SRL   DISPOZI\u021aII GENERALE \u00a0Regulamentul \u00a0privindcadrulde\u00a0administrare\u00a0a\u00a0activit\u0103\u021bii\u00a0OCN\u201dAXIOMA\u00a0CREDIT\u201dSRL\u00a0este\u00a0elaborat \u00een conformitate cu prevederile: Legii\u00a0Republicii\u00a0Moldova\u00a0Nr.1 din\u00a016.03.2018 cu privire\u00a0la organiza\u021biile de\u00a0creditare\u00a0nebancar\u0103; Legii\u00a0Republicii\u00a0Moldova\u00a0Nr.135-XVI din\u00a014.06.2007\u00a0privind Societ\u0103\u021bile cu r\u0103spundere limitat\u0103; Legii Republicii Moldova Nr.845-XII din 03.01.1992 cu privire la antreprenoriat \u015fi \u00eentreprindere; Legii\u00a0nr. 202\/2013 privind contractele de credit\u00a0pentru\u00a0consumatori; actele\u00a0normative\u00a0ale\u00a0autorit\u0103\u021bii\u00a0de supraveghere\u00a0privind\u00a0administrarea\u00a0riscurilor,\u00a0controlul\u00a0intern\u00a0\u0219i\u00a0creditarea responsabil\u0103\u00a0, alte acte normative\u00a0aplicabile. Prezentul […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-573","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/gincredit.md\/ru\/wp-json\/wp\/v2\/pages\/573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gincredit.md\/ru\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gincredit.md\/ru\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gincredit.md\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gincredit.md\/ru\/wp-json\/wp\/v2\/comments?post=573"}],"version-history":[{"count":11,"href":"https:\/\/gincredit.md\/ru\/wp-json\/wp\/v2\/pages\/573\/revisions"}],"predecessor-version":[{"id":612,"href":"https:\/\/gincredit.md\/ru\/wp-json\/wp\/v2\/pages\/573\/revisions\/612"}],"wp:attachment":[{"href":"https:\/\/gincredit.md\/ru\/wp-json\/wp\/v2\/media?parent=573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}